Protect What Matters Most With Local Life Insurance You Can Trust.
I'm Sherman Maggard — your neighbor, your advocate, and a local life insurance agent helping Eastern Kentucky families plan with confidence. Free quotes, honest advice, no pressure.
A familiar face in Eastern Kentucky — not a 1-800 number.
Born and raised in our mountains, I've made it my life's work to sit down with families across Pikeville, Prestonsburg, Paintsville, Hazard and beyond — and make life insurance simple. No jargon. No high-pressure pitches. Just real conversations about what matters: your people, your peace of mind, your plan.
I proudly represent Transamerica, one of the most trusted names in the industry, so your family is protected by strength and by someone who actually picks up the phone.
Life insurance built around your family — not a script.
Every policy I write starts with a conversation. Here's how I help Eastern Kentucky families protect what they've built.
Term Life Insurance
Affordable coverage for the years your family needs it most.
Learn moreWhole Life Insurance
Lifetime protection that builds cash value over time.
Learn moreFinal Expense Insurance
Ease the burden on your loved ones with funeral coverage.
Learn moreMortgage Protection
Keep your family in their home no matter what happens.
Learn moreIt isn't about insurance. It's about the people who depend on you.
A mortgage paid. Kids finishing school. A funeral that doesn't fall on the people grieving you. Life insurance turns "what if" into "we'll be okay" — and for most families in Eastern Kentucky, it costs far less than they expect.
- Affordable plans starting around the price of a tank of gas per month
- Coverage that can pay your mortgage, replace income, and cover final expenses
- Options even if you've been turned down before
Get your free, no-obligation quote
Tell Sherman a little about you and he'll personally reach out — usually the same day.
- 100% free, zero obligation
- Local agent — calls answered personally
- Compare term, whole life, final expense & more
- Coverage options for most health conditions
What Eastern Kentucky families are saying.
"Sherman took the time to explain everything in plain English. I finally feel like my family is protected."
Amanda R. · Pikeville, KY
"Honest, patient, and local. He helped my parents get final expense coverage — such a weight off our shoulders."
Jacob H. · Prestonsburg, KY
"Got mortgage protection in place in less than a week. Sherman answers his own phone — that means something."
Brittany M. · Hazard, KY
Proudly serving families across Eastern Kentucky.
Phone, video, or in-person — whichever way works for you.
Frequently asked questions
Most healthy Eastern Kentucky families pay between $20–$60 a month for meaningful term life coverage. Your exact rate depends on age, health and amount of coverage — and I'll shop options for you at no cost.
Ready when you are.
A 10-minute call could give your family peace of mind for life.